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Title: Move Into The Top 1% Of All Ebay Sellers - Accepting The Best
Methods Of Payment

Author: Adam Ginsberg

Article:
eBay is becoming a more competitive environment to make money
these days. As such, there are certain things that you can do as
an eBay seller to separate yourself and distance yourself from
your competition.

As you set up your eBay selling systems, make the commitment to
accept all methods of payment. If not, you'll lose out on
potential customers.

The following short list should be considered your preferred
method of accepting payment on eBay:

1. PayPal

Paypal, owned by eBay, now has over 100 million members and is
the most accepted payment method online. While some sellers
don't like the 3% PayPal fees - remember that 97% of something
is better than 100% of nothing.

PayPal is simple (and free) to set up - you are only charged a
fee when there is a transaction. PayPal makes it easy for every
seller to accept credit cards safely online without the time and
expense of setting up a typical merchant account.

Many people shop on eBay for convenience. PayPal provides the
simples and most convenient way for a buyer to pay. You can
register for a free PayPal account at: <A
HREF=http://www.paypal.com>http://www.paypal.com</A>.

2. Money Order or Personal Check

Some sellers don't like accepting a personal check for fear of
the check bouncing. 99.9% of all checks are good. As long as you
follow the basic strategy of not shipping your item until the
check clears you have nothing to lose - even if the check is not
good.

Remember that there are some buyers who don't have a credit
card. If you make them go to the bank to get a money order, they
may simply buy from someone else who takes a personal check.

I would suggest NOT taking checks from International Buyers as
it simply takes too long for the check to clear. Reminder: In
your payment terms in your auction, you'll need to disclose your
payment policies - and be sure to specify whether you'll accept
a personal check or money order from an International Seller.

3. Cash

While it's not the best method of payment, some eBay sellers do
accept cash payments. It's not likely that a buyer will send you
cash for their purchase.

4. Escrow

For a high-ticket item (car, real estate, jewelry, etc.) escrow
is a safe and secure way to accept payment for the simple reason
that the escrow service will guarantee full protection prior the
close of the transaction. NOTE: With escrow, the seller has to
wait for the confirmation that the buyer has received the
merchandise prior to receiving payment.

Safe Payments Policy

Recently, eBay instituted a "Safe Payments Policy" in an effort
to continue the safe and secure transactions on their site. eBay
evaluates various payment methods to insure that transactions
are safe within the eBay marketplace.

As such, their recent policy states that sellers may accept the
following methods of payment:

-PayPal -Direct Credit Cards (for those sellers with a merchant
account) -Bank Wire Transfers -Personal Checks, Money Orders,
Cashier's Checks and Certified Checks

Not permitted on eBay.com: Sellers may not solicit buyers to
mail cash. Sellers may not ask buyers to send cash through
instant cash transfer services (non-bank, point-to-point cash
transfers) such as Western Union or Moneygram. Sellers may not
ask buyers to pay with Stormpay, Greenzap.com or e-gold
payments. Finally, sellers may not request payment through
online payment methods not specifically permitted in this eBay
policy.

About the author:
Adam Ginsberg is an author and educator and has built a small
fortune selling on eBay. He has personally sold over $20,000,000
on eBay and has written the best selling book: How to Buy, Sell
& Profit on eBay. You can learn more at <a
href="http://www.adamginsberg.com">adamginsberg.com</a>

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